CPS FY26 Q1 net income rises 19.15% to $5.6 million; revenue climbs 5.05% to $112.3 million

• Consumer Portfolio Services posted net income of $5.6 million, lifting diluted EPS to $0.24 from $0.19 a year earlier.
• Total revenues rose 5.05% to $112.3 million, while pretax income increased 17.65% to $8 million.
• Auto contract purchases climbed 18.17% to $533.2 million, pushing the total portfolio up 9.06% to $3.94 billion.
• Annualized net charge-offs widened to 8.57% of total owned portfolio from 7.54%, while total delinquencies and repo inventory (30+ days past due) eased to 11.58% from 12.35%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CPS - Consumer Portfolio Services Inc. published the original content used to generate this news brief on May 20, 2026, and is solely responsible for the information contained therein.