Cotality: Gen Z homebuyers most willing to cut lifestyle spending to afford homes

• CoreLogic-backed Cotality analysis found Gen Z most willing to cut lifestyle spending to afford housing, signaling resilient entry-level demand.
• Gen Z buyers willing to cut discretionary spending: 78% vs 77% Millennials, 69% Gen X, 50% Baby Boomers.
• Downsizing acceptance was highest in Gen Z at 74%, pointing to smaller-home trade-downs as affordability constraints persist.
• Across respondents, 65% would seek a smaller mortgage; 69% have cut or plan to cut discretionary spending to buy.
• Study framed ownership as roughly cost-neutral versus renting at a 6.6% mortgage rate, turning favorable at 6%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CoreLogic Inc. published the original content used to generate this news brief on September 23, 2026, and is solely responsible for the information contained therein.