Synchrony Financial Q3'26 net earnings fall 17% year over year to $892 million

• Synchrony Financial’s third-quarter 2026 net earnings fell 17% year over year to $892 million.
• Net interest income rose year over year to $4.81 billion.
• Credit-loss provisions climbed 10% year over year to $1.27 billion, while other expense increased 10% to $1.37 billion.
• Synchrony introduced CareCredit Pay Later, expanding consumer payment options with simplified offer comparisons and enhanced digital capabilities.
• The full-year 2026 outlook projects diluted earnings per share of about $9.50 and a net charge-off rate below 5.5%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Synchrony Financial published the original content used to generate this news brief on October 20, 2026, and is solely responsible for the information contained therein.