Southern First Bancshares Q3 2026 net income jumps 41% year-over-year to $12.23 million

• Southern First Bancshares’ third-quarter 2026 net income rose 41% year-over-year to $12.23 million.
• Revenue climbed 21% year-over-year to $37.53 million, while net interest income increased 26% to $34.67 million, primarily driven by new loan volume.
• Mortgage banking income fell 60% year-over-year to $638,000 due to retaining more mortgage loans rather than selling them.
• Retail deposits increased 20% year-over-year to $3.72 billion, while total loans grew 10% to $4.18 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Southern First Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001206774-26-000563), on October 20, 2026, and is solely responsible for the information contained therein.