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Banks prioritize measurable returns on technology investment, Finastra says

PUBT·10/27/2026 21:23:10
Banks prioritize measurable returns on technology investment, Finastra says
  • Banks are becoming more selective about technology investment, prioritizing measurable operational gains over novelty, according to Finastra’s banking industry analysis.
  • AI adoption could improve banks’ efficiency ratios by up to 15 percentage points, the analysis noted, citing PwC estimates.
  • Realizing those gains requires workflow redesign, trusted data and risk-based oversight, rather than deploying standalone productivity tools.
  • Many institutions favor incremental modernization over large-scale replacement, seeking to build on existing investments while reducing implementation costs and risks.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Finastra Group Holdings Ltd. published the original content used to generate this news brief on October 27, 2026, and is solely responsible for the information contained therein.