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Earlier, the news that “the six major banks stopped selling five-year large deposit slips” was hotly debated by the public. The reporter learned that although there are no five-year products in the ICBC mobile banking app's large deposit section, near the end of the year, some ICBC branches can still buy five-year large deposit slips offline. The starting deposit amount is 200,000 yuan, and the interest rate is 1.6%, which is higher than the 1.55% interest rate for the bank's three-year large deposit slip. “Online banking does not have a five-year large deposit slip; it can only be stored at offline outlets, mainly to retain old customers. We generally don't promote this type of product to the outside world, and the quota is quite tight. Near the end of the year, a batch of credits has just been released.” An account manager at a branch of the Industrial and Commercial Bank told reporters.

Zhitongcaijing·12/10/2025 13:01:32
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Earlier, the news that “the six major banks stopped selling five-year large deposit slips” was hotly debated by the public. The reporter learned that although there are no five-year products in the ICBC mobile banking app's large deposit section, near the end of the year, some ICBC branches can still buy five-year large deposit slips offline. The starting deposit amount is 200,000 yuan, and the interest rate is 1.6%, which is higher than the 1.55% interest rate for the bank's three-year large deposit slip. “Online banking does not have a five-year large deposit slip; it can only be stored at offline outlets, mainly to retain old customers. We generally don't promote this type of product to the outside world, and the quota is quite tight. Near the end of the year, a batch of credits has just been released.” An account manager at a branch of the Industrial and Commercial Bank told reporters.