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The relevant person in charge of the China Index Research Institute predicts that next year, China will continue to have more targeted policies focusing on lowering the threshold for buying a home and reducing the cost of buying a home. Specifically, first, there is room for further optimization of restrictive policies in cities such as North China and Shenzhen. Second, in terms of reducing the cost of buying a home, it is expected that next year it will continue to be promoted by lowering mortgage interest rates, reducing intermediary fees, and increasing the deduction of personal taxes on mortgage interest. Finally, in the context of “investing in people,” increasing housing purchase subsidies will also be an important measure for all regions to promote the release of housing demand.

Zhitongcaijing·12/18/2025 00:01:02
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The relevant person in charge of the China Index Research Institute predicts that next year, China will continue to have more targeted policies focusing on lowering the threshold for buying a home and reducing the cost of buying a home. Specifically, first, there is room for further optimization of restrictive policies in cities such as North China and Shenzhen. Second, in terms of reducing the cost of buying a home, it is expected that next year it will continue to be promoted by lowering mortgage interest rates, reducing intermediary fees, and increasing the deduction of personal taxes on mortgage interest. Finally, in the context of “investing in people,” increasing housing purchase subsidies will also be an important measure for all regions to promote the release of housing demand.