Hong Kong Monetary Authority: The total transaction value of stored value payment instruments in the third quarter of 2025 was HK$268.9 billion, down 5.9% month-on-month

The Zhitong Finance App learned that on December 19, the Hong Kong Monetary Authority released statistics on stored value payment instrument plans issued by stored value payment instrument licensees for the third quarter of 2025. According to quarterly statistics, at the end of the third quarter of 2025, the total number of stored value payment instrument accounts in use was 83.4 million, up 0.8% from quarter to quarter. In the third quarter of 2025, the total transaction volume of stored value payment instruments was about 2.1 billion, up 0.5% from the previous quarter, while the total transaction amount was HK$268.9 billion, down 5.9% from the previous quarter.

Of the total transaction amount, HK$45.2 billion was for point-of-sale consumption payments, HK$30.6 billion was online consumer payments, HK$16.5 billion was person-to-person transfers, HK$65.4 billion was withdrawals, and HK$11.2 billion was value added. The total amount of stored value and instrument deposits at the end of the third quarter of 2025 was HK$20.7 billion, up 1.7% from the previous quarter.

Compared with the end of the third quarter of 2024, the total number of stored value payment instrument accounts in use at the end of the third quarter of 2025 increased by 7.7%, while the amount of stored value and total instrument deposits increased by 11.8%. The total trading volume and total transaction amount for the third quarter of 2025 increased by 3.8% and 13.4%, respectively, compared with the same period in 2024.