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On December 28, Qian Bin, Deputy Governor and Chief Information Officer of the Bank of Communications, stated at the 2025 China Wealth Management Forum that artificial intelligence is a systematic project that requires strengthening AI governance from a strategic perspective, taking active changes at the institutional level, and focusing on cultivating a talent team to promote long-term sustainable development. Qian Bin pointed out that it is necessary to keep the bottom line firm and prevent the risks of new technologies such as AI. “The risk characteristics of the AI era have fundamentally changed, from piecemeal errors in the manual age and batch errors in the machine age to unpredictable errors in the AI era, such as incomplete data, inaccuracy, and model illusions, which may cause value deviations. Homogenized quantitative models are widely used in investment, research and trading, and can easily amplify the 'flock effect' and the 'avalanche effect', increasing market fluctuations and liquidity risks.”

Zhitongcaijing·12/28/2025 09:49:02
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On December 28, Qian Bin, Deputy Governor and Chief Information Officer of the Bank of Communications, stated at the 2025 China Wealth Management Forum that artificial intelligence is a systematic project that requires strengthening AI governance from a strategic perspective, taking active changes at the institutional level, and focusing on cultivating a talent team to promote long-term sustainable development. Qian Bin pointed out that it is necessary to keep the bottom line firm and prevent the risks of new technologies such as AI. “The risk characteristics of the AI era have fundamentally changed, from piecemeal errors in the manual age and batch errors in the machine age to unpredictable errors in the AI era, such as incomplete data, inaccuracy, and model illusions, which may cause value deviations. Homogenized quantitative models are widely used in investment, research and trading, and can easily amplify the 'flock effect' and the 'avalanche effect', increasing market fluctuations and liquidity risks.”