Alliance Bank posts record quarterly net profit of RM215.22mil in 3Q

KUALA LUMPUR: Alliance Bank Malaysia Bhd registered its highest quarterly net profit of RM215.22mil in the third quarter ended Dec 31, 2025, a 15.3% year-on-year (y-o-y) jump over the same quarter in the previous year.

Quarterly revenue climbed to RM631.59mil from RM561.28mil in the year-ago quarter. Earnings per share rose to 12.44 sen from 12.06 sen previously.

Over the nine-month period, the bank's bottomline came in at RM620.48mil, up from RM553.23mil, while revenue rose to RM1.87bil from RM1.71bil in the same period in 2024.

Kellee Kam, group CEO of Alliance Bank, said the improved performance reflected the disciplined execution of the bnak's ACCELER8 2027 strategy of delivering quality loan growth, diversified income streams, and resilient risk management outcomes.

“We continue to make solid progress across our strategic priorities, including SME expansion, strengthening consumer lifecycle propositions, driving growth in key Malaysian states, advancing sustainability financing, and deepening our Islamic banking franchise.

"While global uncertainties persist, Malaysia’s positive GDP outlook provides a supportive environment for us to remain focused on innovation and meeting our customers’ evolving needs," he said in a statement.

As per the bank's announcement, 9MFY25 net interest income grew 3.5% y-o-y to RM1.5bil due to higher loan volume across key segments. The net interest margin stood at 2.36%.

Non-interest income surged 45.3% y-o-y to RM372.3mil on the back of higher wealth management fees, forex sales, trade fees, and treasury and investment income. The cost-to-income ratio remained healthy at 46.7%.

During the period, gross loans increased 7.9% y-o-y with consumer mortgages growing 10.5% y-o-y, SME loans rising 6.8% and commercial loans expanding 15.1%.

The bank's customer deposits increased 10.4% while the current account savings account (Casa) ratio stood at 38%.