Expert Outlook: Commerce Bancshares Through The Eyes Of 4 Analysts
In the latest quarter, 4 analysts provided ratings for Commerce Bancshares (NASDAQ:CBSH), showcasing a mix of bullish and bearish perspectives.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 0 | 4 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 0 | 0 | 3 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 0 | 0 |
Analysts have set 12-month price targets for Commerce Bancshares, revealing an average target of $61.5, a high estimate of $65.00, and a low estimate of $55.00. This current average has decreased by 2.38% from the previous average price target of $63.00.
Deciphering Analyst Ratings: An In-Depth Analysis
The standing of Commerce Bancshares among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Manan Gosalia | Morgan Stanley | Lowers | Equal-Weight | $65.00 | $67.00 |
| Nathan Race | Piper Sandler | Lowers | Neutral | $62.00 | $64.00 |
| Nathan Race | Piper Sandler | Raises | Neutral | $64.00 | $60.00 |
| Steven Alexopoulos | TD Cowen | Lowers | Hold | $55.00 | $61.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Commerce Bancshares. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Commerce Bancshares compared to the broader market.
- Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Commerce Bancshares's stock. This comparison reveals trends in analysts' expectations over time.
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Commerce Bancshares's market position. Stay informed and make well-informed decisions with our Ratings Table.
Stay up to date on Commerce Bancshares analyst ratings.
All You Need to Know About Commerce Bancshares
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
Breaking Down Commerce Bancshares's Financial Performance
Market Capitalization: Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.
Revenue Growth: Commerce Bancshares's remarkable performance in 3M is evident. As of 31 December, 2025, the company achieved an impressive revenue growth rate of 0.77%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Commerce Bancshares's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 31.1%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Commerce Bancshares's ROE excels beyond industry benchmarks, reaching 3.72%. This signifies robust financial management and efficient use of shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.43%, the company showcases effective utilization of assets.
Debt Management: Commerce Bancshares's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.0.
The Basics of Analyst Ratings
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
This article was generated by Benzinga's automated content engine and reviewed by an editor.