Landmark Bancorp FY25 net earnings rise 44.4% to $18.8 million

• Landmark Bancorp fiscal 2025 net earnings climbed 44.4% to $18.8 million.
• Net interest income rose 21.8% to $55.7 million, lifting tax-equivalent net interest margin by 58 basis points to 3.86%.
• Interest income increased 9.6% to $81 million, while interest expense fell 10.1% to $25.3 million.
• Provision for credit losses was $2.4 million, while net loan charge-offs widened to $2.7 million due to charge-off of a single commercial credit in third quarter.
• Management said Federal Reserve rate cuts during 2025 supported earnings and margin, while additional cuts depend on further progress on inflation.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Landmark Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001493152-26-016495), on April 14, 2026, and is solely responsible for the information contained therein.