MainStreet Bancshares Q1 FY26 net income climbs to $4.1 million; EPS rises to $0.48

• MainStreet Bancshares posted Q1 2026 net income of $4.1 million, with earnings per share of $0.48.
• Net interest margin widened 9 basis points to 3.47% on lower funding costs tied to a shift from higher-cost funds to lower-cost deposits.
• Total deposits climbed to $1.9 billion, while net loans rose to $1.85 billion for a 98% loan-to-deposit ratio.
• Credit quality weakened, with nonperforming assets increasing to 2.47% of total assets, though loans 30-89 days past due and accruing improved to 0.95%.
• Share buyback totaled 273,448 shares, lifting book value per common share to $25.63.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. MainStreet Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-012768), on April 20, 2026, and is solely responsible for the information contained therein.