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Southern First Q1 2026 EPS jumps 83% to $1.19; NIM widens 47 bps to 2.88%

PUBT·04/21/2026 12:33:13
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Southern First Q1 2026 EPS jumps 83% to $1.19; NIM widens 47 bps to 2.88%
  • Southern First Bancshares posted Q1 2026 diluted EPS of $1.19, up 83% year over year.
  • Net interest margin widened to 2.88%, rising 16 basis points from Q4 2025.
  • Total loans climbed 7% year over year to $3.9 billion, while total deposits increased 7% to $3.9 billion.
  • Asset quality remained solid with non-performing assets at 0.26% of total assets, while past-due loans were 0.20% of total loans.
  • Management expects continued net interest margin improvement, with additional Federal Reserve rate cuts accelerating expansion.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Southern First Bancshares Inc. published the original content used to generate this news brief on April 21, 2026, and is solely responsible for the information contained therein.