Civista Bancshares Q1 FY26 net income rises 47% to $15 million

• Civista Bancshares posted first-quarter 2026 net income of $15 million, up 47% year over year.
• Diluted EPS rose to $0.72, up 9% from a year earlier.
• Net interest margin widened to 3.85%, up 34 percentage points year over year.
• Total deposits climbed $35.4 million, while efficiency ratio improved to 60.1%.
• Completed integration and core system conversion of Farmers Savings Bank; CEO Dennis Shaffer cited margin expansion, disciplined expense management, stable credit performance, and balance-sheet actions to cut higher-cost funding while growing core deposits.

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