LCNB Q1 net interest income rises 15.6% to $18.8 million; net income slips to $4.4 million

• LCNB posted Q1 net income of $4.4 million, down 4.3%.
• Net interest income rose 15.6% to a record $18.8 million.
• Net interest margin widened 58 basis points to 3.83%, helping lift pre-tax, pre-provision net income 34.1% to $7.7 million.
• Provision for credit losses climbed to $2.3 million, driven by higher provisions tied to two participated logistics-industry loans.
• Management said it expects 2026 to be another good year of high profitability.

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