-+ 0.00%
-+ 0.00%
-+ 0.00%

Lake Shore Q1 FY26 net income rises 81.9% to $1.9 million; net interest margin widens to 4.02%

PUBT·04/22/2026 20:37:03
Listen to the news
Lake Shore Q1 FY26 net income rises 81.9% to $1.9 million; net interest margin widens to 4.02%
  • Lake Shore Bancorp first-quarter fiscal 2026 net income climbed 81.9% to $1.9 million.
  • Net interest income rose 21.9% to $6.7 million, driving a 53-bp widening in net interest margin to 4.02%.
  • Non-interest expense increased 5% to $5.1 million, while efficiency ratio improved 924 bps to 69.58%.
  • Non-performing assets eased to 0.22% of total assets, while deposits slipped 1.2% to $566.6 million.
  • CEO Kim C. Liddell cited intense competition and challenging loan pricing, while reiterating focus on balance-sheet optimization and operational efficiencies.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Lake Shore Bancorp Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202604221630PRIMZONEFULLFEED9695164) on April 22, 2026, and is solely responsible for the information contained therein.