FirstSun Q1 FY26 net income falls 8.4% to $21.6 million; net interest margin widens 7 bps to 4.25%

• FirstSun Capital Bancorp reported Q1 2026 net income of $21.6 million, down 8.5% from Q1 2025.
• Total revenue rose to $110 million, driven by net interest income of $82.8 million.
• Net interest margin widened 0.18 percentage points to 4.25%.
• Provision for credit losses increased to $8.3 million, while net charge-offs climbed to $10.6 million due to write-downs tied to two C&I relationships.
• Merger with First Foundation Inc. closed April 1, 2026; management cited early integration momentum and progress on balance sheet repositioning and operating synergies.

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