Winchester Bancorp Q3 FY26 net income rises to $1.1 million; net interest margin widens 52 bps to 2.54%

• Winchester Bancorp posted net income of USD 1.1 million for quarter ended March 31, 2026, more than doubled from USD 305,000 a year earlier.
• Net interest income climbed to USD 6.3 million from USD 4.4 million, as net interest margin widened 52 basis points to 2.54%.
• Provision for credit losses swung to expense of USD 325,000 from benefit of USD 21,000, while allowance for credit losses on loans rose to USD 4.5 million.
• Total assets increased 11.3% to USD 1.06 billion at March 31, 2026, with gross loans up 11.9% to USD 843.5 million.
• Deposits grew 15.4% to USD 783.7 million, driven by money market accounts rising 90.1% to USD 229.3 million on growth in municipal customer deposits.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Winchester Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-221566), on May 13, 2026, and is solely responsible for the information contained therein.