American Express: As of June 30, 2026, the preliminary 30-day overdue rate for US personal credit cards is 1.1%. The initial net write-off rate for US small business credit cards in June was 2.3%.

American Express: As of June 30, 2026, the preliminary 30-day overdue rate for US personal credit cards is 1.1%. The initial net write-off rate for US small business credit cards in June was 2.3%.