On July 20, the China Insurance Industry Association organized a regular meeting of the Personal Insurance Industry Interest Rate Research Expert Advisory Committee for the second quarter of 2026 to analyze the macroeconomic situation, treasury bond market trends, and industry developments. Some experts had special exchanges on hot issues such as capital market observations and artificial intelligence applications. Experts at the meeting agreed that in the first half of 2026, China's economy withstood pressure and continued the overall steady and positive development trend. The gross domestic product grew 4.7% year on year. The index of business activity in the monetary, financial services, insurance and other industries was in a high boom range. New momentum grew rapidly, people's livelihood security was strong and effective, and development resilience continued to show. Insurance industry experts believe that the personal insurance industry continues to deepen reform and transformation, optimize the development layout of the industry, firmly implement the “integration of reporting and banking”, focus on its main business, continuously improve the quality and efficiency of serving the real economy, solidly complete the “Five Major Articles” in finance, consolidate people's livelihood security, and actively serve high-quality economic and social development. Insurance industry experts have studied the research value of the predetermined interest rate of personal insurance products and proposed that the current research value of the predetermined interest rate for ordinary personal insurance products is 1.94%.

On July 20, the China Insurance Industry Association organized a regular meeting of the Personal Insurance Industry Interest Rate Research Expert Advisory Committee for the second quarter of 2026 to analyze the macroeconomic situation, treasury bond market trends, and industry developments. Some experts had special exchanges on hot issues such as capital market observations and artificial intelligence applications. Experts at the meeting agreed that in the first half of 2026, China's economy withstood pressure and continued the overall steady and positive development trend. The gross domestic product grew 4.7% year on year. The index of business activity in the monetary, financial services, insurance and other industries was in a high boom range. New momentum grew rapidly, people's livelihood security was strong and effective, and development resilience continued to show. Insurance industry experts believe that the personal insurance industry continues to deepen reform and transformation, optimize the development layout of the industry, firmly implement the “integration of reporting and banking”, focus on its main business, continuously improve the quality and efficiency of serving the real economy, solidly complete the “Five Major Articles” in finance, consolidate people's livelihood security, and actively serve high-quality economic and social development. Insurance industry experts have studied the research value of the predetermined interest rate of personal insurance products and proposed that the current research value of the predetermined interest rate for ordinary personal insurance products is 1.94%.