AppTech Payments enters $500,000 9% promissory note with Suzanne D. Lord trust

• AppTech Payments entered a USD 500,000 promissory note with the Suzanne D. Lord Spousal Estate Reduction Trust for short-term working capital.
• The note carries 9% annual interest, matures 90 days from July 17, 2026, with no required payments until maturity.
• It can be prepaid at any time without penalty, subject to accrued interest through the payment date.
• The lender can accelerate repayment upon default, including nonpayment at maturity or certain bankruptcy-related events.
• The loan is a related-party transaction because trustee Albert L. Lord, Jr. is board chairman.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. AppTech Payments Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001683168-26-005678), on July 21, 2026, and is solely responsible for the information contained therein.