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Northpointe Bancshares Q2 FY26 net income falls 1.88% to $21.3 million

PUBT·07/21/2026 21:05:19
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Northpointe Bancshares Q2 FY26 net income falls 1.88% to $21.3 million
  • Northpointe Bancshares posted Q2 2026 net income to common stockholders of USD 21.3 million, or USD 0.60 per diluted share, down 3.3% from Q1.
  • Net interest income before provision rose 2.7% to USD 42.4 million from Q1; net interest margin narrowed 9 basis points to 2.33%.
  • Provision for credit losses totaled USD 210,000, swinging from a USD 445,000 benefit in Q1; net charge-offs were USD 528,000, or 0.03% of average loans.
  • Non-interest income slipped 1.1% to USD 21.9 million, as net gain on sale of loans edged up to USD 17 million from USD 16.5 million.
  • Total assets climbed 1.8% to USD 7.53 billion from Q1, with deposits up 4.6% to USD 5.23 billion; CEO Chuck Williams cited strong momentum in the Mortgage Purchase Program.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Northpointe Bancshares Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202607211700BIZWIRE_USPR_____20260721_BW793462) on July 21, 2026, and is solely responsible for the information contained therein.