Five Star Bancorp Q2 FY26 net income rises 4.18% to $19.4 million; net interest income climbs 6.04% to $46.08 million

• Five Star Bancorp posted net income of $19.4 million, up 4.18% from the prior quarter; diluted EPS rose to $0.91 from $0.87.
• Net interest income climbed 6.04% quarter-on-quarter to $46.08 million, while net interest margin narrowed 7 basis points to 3.63%.
• Loans held for investment increased $306.29 million, up 7.27% from March 31, to $4.52 billion; deposits rose $330.03 million, up 7.38%, to $4.8 billion.
• Nonperforming loans as a share of loans held for investment rose to 0.30% from 0.07% on one $11.4 million Community Reinvestment Act loan moved to non-accrual.
• A $0.25 per share cash dividend was paid during the quarter; an additional $0.25 dividend was declared for payment on Aug. 10.

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