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    Expanded LatAm Payments Access Through dLocal Partnership Could Be A Game Changer For ACI Worldwide (ACIW)

    Simply Wall St·07/28/2026 20:31:10
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    • Earlier this month, ACI Worldwide announced a partnership with dLocal to plug leading local payment methods such as Pix, PicPay, Mercado Pago, OXXO and SPEI into the ACI Payments Orchestration Platform for merchants operating in Brazil and Mexico, with further Latin American markets planned.
    • This alliance materially broadens ACI’s reach in Latin America by offering global merchants a single integration to manage local payment preferences while retaining control over routing, fraud management and payment strategy.
    • Next, we’ll examine how this expanded Latin American access through a single integration may influence ACI Worldwide’s existing investment narrative.

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    ACI Worldwide Investment Narrative Recap

    To own ACI Worldwide, you need to believe its core payments software and orchestration platforms can stay central to how banks and merchants move money globally, despite rising competition and technology shifts. The dLocal alliance deepens ACI’s relevance in Latin America, but the near term story still revolves around execution on Connetic, stabilizing Payment Software volatility, and managing the risk that newer rails and alternative networks gradually chip away at its long term pricing power.

    Among recent announcements, the reported exploration of a US$1.5 billion sale of the billing division stands out next to the dLocal news. If completed, that move would leave ACI more tightly focused on payments software at the same time it is extending its Latin American reach through a single integration, sharpening the contrast between growth opportunities in orchestration and ongoing concerns about contract timing, revenue lumpiness and the cost of keeping platforms current.

    Yet beneath this expansion story, there is a key concern investors should be aware of around how quickly alternative payment networks and regulation could...

    Read the full narrative on ACI Worldwide (it's free!)

    ACI Worldwide’s narrative projects $2.2 billion revenue and $374.8 million earnings by 2029. This requires 7.8% yearly revenue growth and about a $168.7 million earnings increase from $206.1 million today.

    Uncover how ACI Worldwide's forecasts yield a $65.33 fair value, a 13% upside to its current price.

    Exploring Other Perspectives

    ACIW 1-Year Stock Price Chart
    ACIW 1-Year Stock Price Chart

    Some of the most optimistic analysts were already assuming revenue of about US$2.3 billion and earnings near US$408 million by 2029, so if you compare that with the fresh Latin American push and the risk that legacy, on premises clients migrate faster to rival platforms, you can see how views on ACI’s future can differ a lot and why it may be worth weighing several scenarios before you decide what this new partnership means for you.

    Explore 5 other fair value estimates on ACI Worldwide - why the stock might be worth 40% less than the current price!

    Form Your Own Verdict

    Disagree with existing narratives? Extraordinary investment returns rarely come from following the herd, so go with your instincts.

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    This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.