Renasant Q2 FY26 net income rises 32.17% to $87.1 million

• Renasant posted 2Q 2026 net income of $87.1 million, with diluted EPS of $0.94; adjusted diluted EPS (non-GAAP) was $0.94.
• Net interest margin eased 4 basis points from 1Q to 3.83%, while adjusted net interest margin (non-GAAP) held at 3.61%.
• Loans rose $220.9 million from 1Q, including a $58.3 million portfolio acquired by Republic Business Credit.
• Deposits fell $398.4 million from 1Q, driven by $367.7 million of seasonal public fund outflows; noninterest-bearing balances were 23.2% of deposits.
• Credit quality improved as nonperforming loans slipped 9 basis points from 1Q to 0.97% of loans; net charge-offs were $2.8 million, or 0.06% annualized.

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