National Capital Bancorp Q2 FY26 net income drops 15.15% to $1.62 million; net interest margin rises 11 bps to 3.62%

• National Capital Bancorp posted Q2 net income of $1.62 million, down 15.16% year over year; EPS fell 15.06% to $1.41.
• Total assets rose 5.74% to $742.92 million, while loans slipped 1.18% to $503.87 million.
• Deposits climbed 6.74% to $655.95 million, while net interest margin widened 0.11 percentage point from Q1 to 3.62%.
• Non-performing loans eased to 2.32% of loans from 2.55% at Dec. 31, while shareholders’ equity increased 10.89% to $70.17 million.
• Board declared a $0.26-per-share cash dividend, payable Aug. 28; CEO Jimmy Olevson said the ODNB merger is targeted to close in Q4 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Capital Bank of Washington published the original content used to generate this news brief on July 29, 2026, and is solely responsible for the information contained therein.