Erste Group H1 FY26 net profit rises 18.6% to EUR 2 billion

• Erste Group net profit rose 18.6% year-on-year to EUR 2 billion, lifted by the first-time consolidation of Erste Bank Polska.
• Operating income climbed 40.4% to almost EUR 8 billion; net interest income jumped 42.3% to EUR 5.4 billion.
• Operating result increased 49.3% to EUR 4.4 billion, while the cost/income ratio improved 3.3 percentage points to 44.4%.
• Risk costs rose to EUR 583 million on IFRS 9 one-offs tied to the Polish consolidation; banking levies nearly doubled to EUR 392 million.
• Guidance was raised, with the customer loan volume target lifted to about EUR 290 billion and ROTE seen above 20%; CEO Peter Bosek cited strong lending momentum.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Erste Group Bank AG published the original content used to generate this news brief via EQS News (Ref. ID: corporate_2373938_en) on July 30, 2026, and is solely responsible for the information contained therein.