According to public information, ICBC recently restarted issuing 5-year large deposit certificates. Since July, four major banks, including Bank of China, Agricultural Bank, China Construction Bank, and Industrial and Commercial Bank, have successively issued 5-year large-value deposit products. Lou Feipeng, a researcher at the Postal Savings Bank of China, believes that for investors with a low risk appetite, the current purchase of a 5-year large deposit certificate has a certain allocation value. Large deposit cards support transfers and pledges, and the liquidity is superior to ordinary fixed deposits.

According to public information, ICBC recently restarted issuing 5-year large deposit certificates. Since July, four major banks, including Bank of China, Agricultural Bank, China Construction Bank, and Industrial and Commercial Bank, have successively issued 5-year large-value deposit products. Lou Feipeng, a researcher at the Postal Savings Bank of China, believes that for investors with a low risk appetite, the current purchase of a 5-year large deposit certificate has a certain allocation value. Large deposit cards support transfers and pledges, and the liquidity is superior to ordinary fixed deposits.