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In the nine months since the implementation of the “new loan aid regulations”, the “rules of survival” of the loan aid industry have been completely reset, and private banks are intensively shrinking the “white list” of loan aid. The reporter noticed that since July, a number of private banks have successively updated the list of cooperative loan aid agencies. Overall, the number of cooperative loan aid institutions of private banks has declined markedly. Not only have small and medium-sized loan aid platforms been removed from the cooperative list, but many leading traffic platforms have also been “cut off” by banks.

Zhitongcaijing·08/06/2026 12:09:30
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In the nine months since the implementation of the “new loan aid regulations”, the “rules of survival” of the loan aid industry have been completely reset, and private banks are intensively shrinking the “white list” of loan aid. The reporter noticed that since July, a number of private banks have successively updated the list of cooperative loan aid agencies. Overall, the number of cooperative loan aid institutions of private banks has declined markedly. Not only have small and medium-sized loan aid platforms been removed from the cooperative list, but many leading traffic platforms have also been “cut off” by banks.