Unity Bancorp Q2 FY26 net income falls 12.1% to $14.5 million; net interest income rises 11.5% to $31.83 million

• Unity Bancorp posted Q2 net income of $14.5 million, down 12.12% from a year earlier; diluted EPS fell to $1.42 from $1.61.
• Return on average assets slipped to 2.01% from 2.51%, while return on average common equity eased to 15.86% from 21.15%.
• Tax-equivalent net interest income rose 11.5% to $31.8 million, lifting net interest margin by 7 basis points to 4.56%.
• Provision for credit losses on loans and off-balance sheet items declined to $1.2 million from $1.9 million.
• Noninterest income dropped 67% due to the prior-year quarter’s $3.5 million one-time gain on Patriot National Bancorp stock sales; noninterest expense rose 7%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Unity Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000920427-26-000045), on August 06, 2026, and is solely responsible for the information contained therein.