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Flagstar Q2 FY26 net income rises to $34 million; net interest income slips to $440 million

PUBT·08/06/2026 20:57:29
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Flagstar Q2 FY26 net income rises to $34 million; net interest income slips to $440 million
  • Flagstar Bank posted net income of USD 34 million for the quarter ended June 30, 2026, up 61.9% from the prior quarter.
  • Net interest income slipped 0.7% to USD 440 million; net interest margin narrowed 0.02 percentage points to 2.13%.
  • Non-interest income climbed 38.18% to USD 76 million, while non-interest expense fell 3.43% to USD 450 million.
  • Provision for credit losses rose to USD 18 million from no provision in the prior quarter, citing NYC rent-freeze impacts and higher charge-offs.
  • Deposits increased 2.31% to USD 67.52 billion since Dec. 31, 2025; loans held for investment rose to USD 60.99 billion.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Flagstar Bank NA published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000910073-26-000068), on August 06, 2026, and is solely responsible for the information contained therein.