Pathward Financial FY26 Q3 net income falls 31% to $29 million

• Pathward Financial posted fiscal Q3 net income of $29 million, or $1.37 per diluted share, down from $42.1 million and $1.81 a year earlier.
• Net interest income fell 8% to $112.9 million; net interest margin narrowed to 6.59% from 7.43% a year earlier.
• Provision for credit losses more than doubled to $28.3 million; net charge-offs rose to $16 million, with $15.9 million tied to commercial finance.
• Noninterest income increased 4% to $76.7 million; noninterest expense dropped 7% to $129.1 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pathward Financial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000907471-26-000034), on August 06, 2026, and is solely responsible for the information contained therein.