First Seacoast Bancorp returns to profit with net income of $249,000 in Q2 FY26; net interest margin widens to 2.62%

• First Seacoast Bancorp swung to net income of $249,000 in the quarter ended June 30, 2026 from a net loss a year earlier.
• Net interest and dividend income rose 7.5% to $3.7 million, lifting annualized net interest margin 27 basis points to 2.62%.
• Total interest and dividend income fell 4.5% to $6.4 million, while interest expense dropped 17% to $2.7 million.
• Assets declined 3.9% to $576.1 million since Dec. 31, 2025, as available-for-sale securities slid 12.2% to $133.8 million.
• Deposits decreased 3.5% to $454.2 million, while borrowings from the FHLB fell 14.3% to $44.8 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Seacoast Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-339258), on August 07, 2026, and is solely responsible for the information contained therein.