NI Holdings Q2 FY26 returns to profit; net premiums earned fall 10.9% to 65.02 million

• NI Holdings posted net income of $146, swinging from a net loss of $12.05 million a year earlier.
• Net premiums earned fell 10.9% to $65.02 million; the combined ratio improved 17.4 percentage points to 107.7%.
• Underwriting loss narrowed to $4.99 million from $18.38 million, aided by net favorable prior-year reserve development of $6.08 million.
• Net investment income slipped to $2.81 million from $3.15 million; net investment gains turned positive at $2.06 million versus a loss of $410,000.
• Operating cash flow was negative at $955,000 versus $16.29 million a year earlier, on lower premium collections.

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