Bank of Ireland data show July online spending falls 5% y/y

• Bank of Ireland Spending Pulse for July showed online spending fell 5% year over year, while in-person card spending was broadly flat.
• Value-seeking behavior accelerated; spending rose 146% at charity and vintage stores, 43% at discount stores, 80% on online marketplaces.
• Local hospitality demand spiked around GAA celebrations; pub spending jumped 1,042% in Castlebar, 350% in Westport, 200% across Limerick.
• Weather-sensitive categories outperformed; camping equipment rose 55%, confectionery 53%, car washes 44%.
• EV adoption gained pace; spending on public EV chargers increased 49% from a year earlier.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of Ireland Group plc published the original content used to generate this news brief on August 10, 2026, and is solely responsible for the information contained therein.