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Equifax: Utang konsumen AS stabil di USD 18,25 triliun pada Q2 2026

PUBT·08/11/2026 20:29:35
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Equifax: Utang konsumen AS stabil di USD 18,25 triliun pada Q2 2026
  • Equifax Inc. mencatat total utang konsumen AS stabil di USD 18,25 triliun pada Q2 2026, naik 2,1% yoy; hanya naik 0,32% dari Q1.
  • Pertumbuhan tahunan terutama ditopang hipotek dan utang kartu kredit; utang hipotek sekitar 74% dari total portofolio.
  • Saldo hipotek pertama naik 1,9% yoy; saldo HELOC melonjak 12,5% yoy, menandakan pemanfaatan ekuitas rumah meningkat.
  • Saldo bankcard mencapai USD 1,11 triliun pada Juni, naik 3,9% yoy; saldo kredit kendaraan USD 1,63 triliun, naik 2,8% yoy.
  • Tingkat tunggakan membaik di otomotif, bankcard, hipotek; tunggakan hipotek 90+ hari turun 3,6% sejak Mei.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202608111620PR_NEWS_USPR_____CL22819) on August 11, 2026, and is solely responsible for the information contained therein.