Yangzijiang Financial 1H FY26 net profit drops 29% to S$38.3 million; total income falls 31% to S$35.5 million

• Yangzijiang Financial posted 1H2026 net profit attributable to equity holders of S$38.3 million, down 29%, with diluted EPS of 1.10 Singapore cents.
• Total income fell 31% to S$35.5 million, driven by a 40% drop in interest income to S$31.2 million on lower average China debt balances.
• Other net changes in fair value swung to a gain of S$2.7 million from a loss, while credit loss allowances reversal rose 27% to S$16.6 million.
• Cash and cash equivalents stood at S$575.4 million at June 30, with no external borrowings; NAV per share rose 6% to 53.21 Singapore cents.
• Capital redeployment lifted financial assets at fair value through profit or loss to S$271.3 million, with about 70% of the RMB1.0 billion program deployed.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Yangzijiang Financial Holding Ltd. published the original content used to generate this news brief via Singapore Exchange Limited (SGX) (Ref. ID: QGQL11E15ZDS1DU5) on August 12, 2026, and is solely responsible for the information contained therein.