FinWise Q2 FY26 net income drops 48% to $2.13 million; net interest income rises 95.2% to $28.75 million

• FinWise Bancorp net income fell 48% to $2.13 million in the quarter ended June 30, 2026.
• Net interest income rose 95.2% to $28.75 million, lifting net interest margin by 5.88 percentage points to 13.69%.
• Provision for credit losses surged to $22.68 million from $4.73 million.
• Non-interest income more than doubled to $25.59 million, driven by credit enhancement income of $16.68 million.
• Originations increased 7.67% to $1.6 billion; total assets slipped 5.3% to $925.31 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Finwise Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001856365-26-000106), on August 12, 2026, and is solely responsible for the information contained therein.