SpareBank 1 Sør-Norge H1 pre-tax profit rises to NOK 4.09 billion; ROE falls to 12.3%

• SpareBank 1 Sør-Norge posted NOK 4.09 billion pre-tax profit for the first half, with return on equity after tax at 12.3%.
• Second-quarter return on equity after tax was 12.7%, while earnings per share were NOK 4.3.
• Impairment losses were NOK 54 million in the quarter, with an impairment ratio of 0.05%.
• Quarterly lending growth reached 2.6%, led by corporate lending up 3.3% and retail up 2.5%.
• Quarterly deposits climbed 6.4%; CET 1 capital ratio stood at 17.51% while the cost-to-income ratio was 37.8%.

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