ProCredit H1 FY26 profit rises to EUR 38.5 million; net interest income increases 11.6% year-on-year to EUR 191.3 million

• ProCredit Holding AG posted H1 2026 profit of the period of EUR 38.5 million; RoTE was 7.3%.
• Net interest income rose 11.6% year-on-year to EUR 191.3 million, lifting operating income 6.6% to EUR 227.2 million.
• Cost-income ratio edged up to 71.2%; H1 cost of risk was 22 bps, with a Q2 loss allowance of EUR 6.4 million.
• Loan book climbed 8% year-to-date to EUR 8.4 billion, while customer deposits increased 2.2% to EUR 9.3 billion.
• Completed an inaugural EUR 150 million Additional Tier 1 issuance in May; management reiterated FY 2026 loan growth of 12%-15%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ProCredit Holding AG published the original content used to generate this news brief on August 12, 2026, and is solely responsible for the information contained therein.