Capital One July domestic card net charge-offs rise to 4.12%

• Capital One reported July 2026 domestic credit-card net charge-offs of $881 million, a 4.12% annualized rate on $256.7 billion average loans.
• Domestic credit-card 30+ day performing delinquencies totaled $9.01 billion, a 3.48% rate on $258.94 billion period-end loans.
• Auto net charge-offs were $111 million, a 1.48% annualized rate on $89.9 billion average loans.
• Auto 30+ day performing delinquencies were $3.98 billion, a 4.39% rate on $90.55 billion period-end loans.
• Auto nonperforming loans were $571 million, a 0.63% rate.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000927628-26-000093), on August 17, 2026, and is solely responsible for the information contained therein.