FICO flags UK credit card payment rate drop to 33.3% in June as balances hit record GBP 1,975

• Fair Isaac analysis of the UK credit card market for June 2026 flagged weakening payment rates alongside rising balances.
• Average spend rose 5.6% month-on-month to GBP 835; average active balance hit a record GBP 1,975, up 1.4%.
• Payments-to-balance fell to 33.3%, down 2.4% on the month, extending a year-on-year decline of 4.4%.
• Delinquencies increased year-on-year across one to three missed payments; three-missed-payment accounts rose 14.3%.
• Average credit limits edged up 0.2% month-on-month to GBP 5,985, keeping leverage capacity elevated as affordability strains persist.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202608240400BIZWIRE_USPR_____20260824_BW172828) on August 24, 2026, and is solely responsible for the information contained therein.