EQB Q3 2026 adjusted profit rises as PC Financial acquisition lifts net interest income

• For the three months ended July 31, 2026, results reflected the July 1 closing of the PC Financial acquisition and one month of contribution.
• Adjusted net income was CAD 81.29 million, versus a reported net loss of CAD 127.26 million due to acquisition-related credit losses and costs.
• Net interest income rose to CAD 319.17 million, with net interest margin at 2.41%, driven by a higher-yielding credit card mix.
• Adjusted non-interest revenue increased to CAD 73.87 million, led by credit card fees, insurance revenue, and purchase accounting accretion.
• Reported provision for credit losses was CAD 302.98 million, including CAD 219.06 million of initial expected losses on acquired credit cards.

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