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Verisk: US P&C insurers post USD 31.7 billion underwriting gain in H1 2026

PUBT·09/02/2026 12:06:16
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Verisk: US P&C insurers post USD 31.7 billion underwriting gain in H1 2026
  • Verisk Analytics estimated a USD 31.7 billion net underwriting gain for US P&C insurers in H1 2026, up from USD 11.6 billion.
  • Combined ratio improved to 92.7 from 96.5 as incurred losses and loss-adjustment expenses fell 4.8% amid limited catastrophe losses.
  • Net written premium growth slowed to 2.1% from 5.2%, signaling moderating pricing momentum as competition increased.
  • Policyholders' surplus rose to USD 1.3 trillion from USD 1.13 trillion, strengthening balance sheets ahead of future catastrophe volatility.
  • Net investment gains increased to USD 59.6 billion from USD 49 billion; net income climbed 53% to USD 77.8 billion.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Verisk Analytics Inc. published the original content used to generate this news brief on September 02, 2026, and is solely responsible for the information contained therein.