According to the Huatai Securities Research Report, the recovery in interest spreads has driven the bank's semi-annual reports to continue to be repaired, and major banks have performed well. The revenue and net profit of listed banks in the first half of 2026 were +7.4% and +3.0% year-on-year. Major state-owned banks had stable volume, increased prices, excellent quality, increased returns, and outstanding allocation value. Focus on: the steady recovery of interest spreads has led to a continuous recovery in net interest income; the overall decline in non-interest rate and differentiation in internal performance; the scale complex is weakening, credit growth is slowing down, and retail investment is still under pressure; the quality of public assets is stable, moderate and positive, and attention is paid to retail risks.

According to the Huatai Securities Research Report, the recovery in interest spreads has driven the bank's semi-annual reports to continue to be repaired, and major banks have performed well. The revenue and net profit of listed banks in the first half of 2026 were +7.4% and +3.0% year-on-year. Major state-owned banks had stable volume, increased prices, excellent quality, increased returns, and outstanding allocation value. Focus on: the steady recovery of interest spreads has led to a continuous recovery in net interest income; the overall decline in non-interest rate and differentiation in internal performance; the scale complex is weakening, credit growth is slowing down, and retail investment is still under pressure; the quality of public assets is stable, moderate and positive, and attention is paid to retail risks.