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We learned from the Shanghai Medical Security Bureau that since October 1 of this year, the Shanghai New Health Insurance Policy has been implemented, and 42 basic maternity examination expenses for pregnant women will be included in medical insurance payments, reducing the burden of medical expenses for family births. The New Deal introduced 42 “service packages” for prenatal examinations, covering basic programs during the entire pregnancy period, such as routine hematuria, B-ultrasound, glucose tolerance tests, fetal heart monitoring, and 42-day post-natal review. Employee health insurance benefits are exactly the same as residents' health insurance benefits. The “service package” pays for medical insurance benefits, and individuals do not pay out of pocket. The old policy can only be reimbursed 4,500 yuan for spending 8,000 yuan; the new policy will return how much it costs, and the reimbursement cap will be lifted. This time, the Shanghai New Deal also includes full reimbursement of compliance expenses for delivery and hospitalization. The new policy makes it clear that when you give birth in an obstetrics department at a designated hospital, all expenses covered by medical insurance, including painless delivery, management of the delivery process, miscarriage, caesarean section, etc. are all covered by maternity insurance, and there is no personal payment.

Zhitongcaijing·09/09/2026 09:49:06
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We learned from the Shanghai Medical Security Bureau that since October 1 of this year, the Shanghai New Health Insurance Policy has been implemented, and 42 basic maternity examination expenses for pregnant women will be included in medical insurance payments, reducing the burden of medical expenses for family births. The New Deal introduced 42 “service packages” for prenatal examinations, covering basic programs during the entire pregnancy period, such as routine hematuria, B-ultrasound, glucose tolerance tests, fetal heart monitoring, and 42-day post-natal review. Employee health insurance benefits are exactly the same as residents' health insurance benefits. The “service package” pays for medical insurance benefits, and individuals do not pay out of pocket. The old policy can only be reimbursed 4,500 yuan for spending 8,000 yuan; the new policy will return how much it costs, and the reimbursement cap will be lifted. This time, the Shanghai New Deal also includes full reimbursement of compliance expenses for delivery and hospitalization. The new policy makes it clear that when you give birth in an obstetrics department at a designated hospital, all expenses covered by medical insurance, including painless delivery, management of the delivery process, miscarriage, caesarean section, etc. are all covered by maternity insurance, and there is no personal payment.