Recently, at the 2026 Inclusion · Bund Conference “New Possibilities for Agentic Commerce” round table, Fu Qiang, head of growth and commercialization technology at Kimi, Tristan, founder of Natural Choice, Zhao Penglan, senior partner of BAI Capital, and Lin Zhengmao, AI payment director of Ant Group, discussed the same question from different perspectives such as models, entrepreneurship, investment, and payment: What does payment actually mean in the AI era? Is its value undervalued and overlooked? Lin Zheng Mao believes that the payment logic in the AI era is different. “People only need to express an intention or goal and give the agent the corresponding authorization. The agent can complete everything related to product search, order payment, and the agent can complete it for them.” Fu Qiang, Kimi's Head of Growth and Commercialization Technology, gave an example. In the Kimi membership subscription scenario, “just by saying a few words directly through the local model or other means, you can continue to use our service and keep filing”. Zhao Penglan, senior partner of BAI Capital, went one step further in her imagination about the future: “I hope future payments don't require me to tell it, and it will automatically help me grab my iPhone 18 Pro.” Zhao Penglan believes that what is more noteworthy is the payment made when the smart body performs its own tasks. He called this payment “payment for silicon-based life.”

Recently, at the 2026 Inclusion · Bund Conference “New Possibilities for Agentic Commerce” round table, Fu Qiang, head of growth and commercialization technology at Kimi, Tristan, founder of Natural Choice, Zhao Penglan, senior partner of BAI Capital, and Lin Zhengmao, AI payment director of Ant Group, discussed the same question from different perspectives such as models, entrepreneurship, investment, and payment: What does payment actually mean in the AI era? Is its value undervalued and overlooked? Lin Zheng Mao believes that the payment logic in the AI era is different. “People only need to express an intention or goal and give the agent the corresponding authorization. The agent can complete everything related to product search, order payment, and the agent can complete it for them.” Fu Qiang, Kimi's Head of Growth and Commercialization Technology, gave an example. In the Kimi membership subscription scenario, “just by saying a few words directly through the local model or other means, you can continue to use our service and keep filing”. Zhao Penglan, senior partner of BAI Capital, went one step further in her imagination about the future: “I hope future payments don't require me to tell it, and it will automatically help me grab my iPhone 18 Pro.” Zhao Penglan believes that what is more noteworthy is the payment made when the smart body performs its own tasks. He called this payment “payment for silicon-based life.”