Improving the quality and efficiency of inclusive finance Bank of Harbin (06138) Digitalization empowers small and micro development

The Zhitong Finance App learned that in the first half of 2026, the Bank of Harbin (06138)'s inclusive finance business continued to grow, relying on digital transformation to improve service efficiency and accurately drip into small and micro enterprises. During the reporting period, the Group's next-generation retail credit digital product “Money to Home” was highly recognized by the market after only one year of launch with a convenient and efficient application process; the financing coordination mechanism for small and micro enterprises was thoroughly implemented, and marketing visits to thousands of enterprises and thousands of households were continuously strengthened, and 2150 customers on the list amounted to 6.454 billion yuan. According to the data, the balance of small business corporate loans was 125.425 billion yuan, an increase of 5.927 billion yuan over the beginning of the year, a growth rate of 5.0%. Improving the quality and efficiency of inclusive finance not only implements social responsibility, but also broadens business growth poles and injects new impetus into continued performance growth.