Yi Xin (02858) joined IDC's top 50 global fintech for the first time, and its AI strength was recognized by international authorities

The Zhitong Finance App learned that recently, the international consulting agency IDC officially released the 2026 Global Fintech Series List (IDC FinTech Awards 2026). With continuous deepening technological innovation and large-scale implementation of AI in the automotive finance field, Yi Xin (02858) successfully entered the top 50 global fintech echelons and was selected for the Emerging FinTech (Emerging FinTech) list. This is the first time that Yi Xin has received this international authoritative recognition.

Yi Xin was selected as the “IDC FinTech Competitors Top 50”

IDC is a world-famous information technology and industry consulting service organization. Its FinTech Rankings list has been published continuously for more than 20 years. It is currently one of the most influential fintech lists in the world. It is recognized as an important reference for measuring the strength of manufacturers and a weather vane for the global fintech industry pattern. The IDC Global Fintech Top 100 (IDC Fintech Top 100) is strictly based on the technical export revenue of manufacturers to the financial industry in the previous year, and selected companies must meet hard thresholds such as “more than one-third of revenue comes from financial services and fintech industries”; the Emerging FinTech List (Emerging FinTech) focuses on high-growth innovative companies that first appeared on IDC's global fintech list, with the aim of tapping into emerging industry forces with technological breakthroughs.

In 2026, a total of 12 Chinese manufacturers entered the TOP 100. Yi Xin, which was selected for the first time, ranked in the TOP 50, due to its systematic practice and large-scale development results of deeply integrating AI into the entire auto finance business chain. As an AI-driven fintech platform, Yi Xin has been systematically deploying AI applications since 2018. In the first half of this year, the company accelerated the “system-centered” AI strategy upgrade, relying on the proprietary Agentic large model matrix and Agentic AI Harness engineering framework to achieve full coverage of AI in core business scenarios such as marketing, approval, risk control, and customer service. At present, Yi Xin has achieved 90% of its business processes being driven independently by Auto Finance Agentic AI, improving operational efficiency by 45.4%.

The organic combination of AI innovation capabilities and more than 15 million customer service experience lays a solid foundation for the expansion of Yixin's financial technology (SaaS) business. According to public data, in the first half of 2026, Yixin's fintech revenue increased 59.5% year-on-year to nearly 3 billion yuan; by the end of June, the Yixin Fintech platform had established cooperative relationships with about 80 financial institutions, and the scale of technology service revenue and industry penetration rate continued to rise.

This time, it was recognized by IDC's global fintech list, indicating that Yi Xin has reached the top of the world's mainstream fintech service providers, and also confirms the global competitiveness of China's vertical fintech circuit in terms of technology implementation and commercialization capabilities. In the future, Yi Xin will rely on the “finance+technology” dual-engine model to actively expand overseas markets, drive the intelligent upgrading of the auto finance industry with technological innovation, and inject more momentum into the high-quality development of the global fintech industry in China.